NSF and Account Closed Checks Policy
The following procedures must be followed in order for the Ferndale Police Department to investigate and prosecute cases involving non-sufficient fund or closed account checks.
- NSF checks must total over $25, either individually or in a series.
- Account Closed checks have no monetary limit.
- Checks must show the issuer’s full name, street address, phone number, driver’s license and/or ID number or date of birth.
- The individual who accepted the check must initial the check, and confirm that identification has been checked.
- Checks must be presented twice to the bank.
- The business must show that an effort was made to contact the issuer of the checks either by letter or phone.
- The check must be presented to the Ferndale Police Department within 90 (ninety) days of the date of issue.
- The Ferndale Police Department must be given the full name, address and phone number of the individual who accepted the check on behalf of the business.
- If the issuer of the check returns and pays the debt after the check has been turned over to the police, the issuer must be given a receipt to show that payment has been made, and the business must notify the Ferndale Police immediately.
- The issuer must also be instructed to present the receipt to the Ferndale Police immediately,so that the check can be returned.